Log In  |  Contact Us  |  Help

OK

Mortgage Rates
Here are loan programs we offer. Our minimum loan amount is $75,000. To learn more about these programs, call us at (800) 633-2848 ext 4083 or (310) 808-4083. Assumes a borrower with excellent credit and rates are subject to change without notice. Loan Level Price Adjustments (LLPA) may apply. Accuracy is not guaranteed and products may not be available for your situation. Hybrid ARM interest rates and payments subject to change after initial fixed term.



What are “Points”?

These are fees that can be paid upfront by the borrower in order to reduce the loan’s interest rate. Paying these “discount points” upfront will result in lower loan payments. One point equals 1% of the loan amount ($1,000 for every $100,000). At NGFCU, this option is available on our fixed rate home loans.
Loan Amount:      $

GO

Program Name Rate Points APR Payment  
30 Year Fixed (Conforming) 3.875% 0.00% 3.912% $0.00  
30 Year Fixed (Conforming) 3.125% 2.00% 3.293% $0.00  
30 Year Jumbo (Jumbo) 3.875% 0.00% 3.887% $0.00  
30 Year Jumbo (Jumbo) 3.375% 2.00% 3.545% $0.00  
20 Year Fixed (Conforming) 3.625% 0.00% 3.677% $0.00  
15 Year Fixed (Conforming) 3.250% 0.00% 3.316% $0.00  
15 Year Fixed (Conforming) 2.750% 2.00% 3.098% $0.00  
15 Year Jumbo (Jumbo) 3.250% 0.00% 3.271% $0.00  
15 Year Jumbo (Jumbo) 2.750% 2.00% 3.054% $0.00  
3/1 ARM (Conforming) 3.000% 0.00% 4.308% $0.00  
5/1 ARM (Conforming) 3.250% 0.00% 4.184% $0.00  
7/1 ARM (Conforming) 3.375% 0.00% 4.085% $0.00  
3/1 Jumbo ARM (Jumbo) 3.000% 0.00% 4.282% $0.00  
5/1 Jumbo ARM (Jumbo) 3.250% 0.00% 4.159% $0.00  
7/1 Jumbo ARM (Jumbo) 3.375% 0.00% 4.059% $0.00  
Rates are subject to change without notice.
Rates last updated on 11/07/2019.
Northrop Grumman Federal Credit Union
879 WEST 190TH STREET, GARDENA, CA  90248
Toll Free:  (888) 643-2873
HomeLoan@ngfcu.us
Copyright © 2019 Northrop Grumman Federal Credit Union
Privacy Policy  | Security Statement  |  Site Map