Welcome to the NGFCU home loan services and information website.  We will provide a personal touch to your journey with NGFCU’s Concierge Home Loan Services.

We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced loan consultant to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

The Calculator in the module to the right assumes a purchase in CA for all loan programs chosen.  Conforming Loan Limit is $424,100.00.  Any loan greater than that will show calculations for a Jumbo Loan.

All our samples and examples assume a borrower with excellent credit. Rates are subject to change without notice. Loan Level Price Adjustments (LLPA) may apply.  Accuracy is not guaranteed and products may not be available for your situation.

We offer great rates and fees, and a low origination fee of $995.00. Please go to our Resources & Tools for current Mortgage Rates and Programs. You will be able to choose and see sample rates and payments for our Loan Programs.

	Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.
	Applying for a loan? Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.
	Remodeling your home? If you are planning on remodeling your home - be it a kitchen, bathroom or backyard - you can contact one of our mortgage professionals who will help find the right loan for you.